Trust My Group, the travel protection and payments platform behind Repayd, has completed a deal to enable split card payments with UK start-up Hands In.

Hands In allows customers purchasing large ticket items like air travel to use multiple payment methods for a single transaction.

This allows individual bookers to take advantage of  available cash and credit facilities and groups to collaborate on payment improving the likelihood of conversion.

Will Plummer, chief executive of Trust My Group, said: “Our merchants are constantly looking for ways to enhance customer experience and reduce payment friction.

“By partnering with Hands In, we’re helping them turn failed or high-value transactions into confirmed bookings, without adding complexity to their checkout.”

Repayd merchants will be able to access multi-card checkout functionality helping them reduce failed payments, generate incremental revenue, and deliver a smoother booking experience for travellers globally.

Through the integration with Hands In, merchants using Repayd can now allow customers to split their payments across two or more payment cards within the checkout flow.

Whether combining debit and credit cards or mixing personal and corporate payments, this is expected to eliminates the issue of credit limits or declines due to insufficient funds.

Merchants can enable the multi-card option directly at checkout or have it triggered as a recovery prompt after a failed transaction, giving customers another chance to complete payment without dropping off.

Early results from Hands In have indicated more than $20 million in incremental sales can be realised, with over 50% recovered from transactions that would have otherwise failed because of insufficient funds.

“We’re thrilled to partner with Will Plummer and the visionary team at Repayd,” said Samuel Flynn, chief executive of Hands In.

“Our shared goal is to help travel merchants capture every sale possible. Multi-card payments are a proven way to achieve that, and we’re proud to make it accessible through such a trusted infrastructure for travel payments.”